:root{--tc-blue: #015A94;--tc-blue-dark: #0B1F3A;--tc-orange: #FFA800;--tc-bg: #F6F9FC;--tc-text: #102033;--tc-muted: #5D6B7A;--tc-border: #DDE6EF;--tc-white: #FFFFFF}*,*:before,*:after{box-sizing:border-box}html,body{margin:0;padding:0}body{font-family:Inter,Manrope,system-ui,-apple-system,BlinkMacSystemFont,Segoe UI,sans-serif;color:var(--tc-text);background:var(--tc-white);line-height:1.6;-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale}img{max-width:100%;display:block}a{color:var(--tc-blue);text-decoration:none}a:hover{text-decoration:underline}.tc-container{max-width:1180px;margin:0 auto;padding:0 20px;width:100%}.tc-header{position:sticky;top:0;z-index:50;background:var(--tc-blue-dark);border-bottom:1px solid rgba(255,255,255,.08)}.tc-header__inner{display:flex;align-items:center;justify-content:space-between;padding:14px 0}.tc-logo{display:inline-flex;align-items:center;gap:10px;font-weight:800;font-size:20px;color:#fff;letter-spacing:-.01em;text-decoration:none}.tc-logo__img{height:36px;width:auto;display:block}.tc-logo__wordmark{display:inline-flex;align-items:center;gap:5px;font-family:Inter,sans-serif;font-weight:800;font-size:21px;letter-spacing:-.025em;line-height:1;color:#fff}.tc-logo__tele{color:#fff}.tc-logo__dot{width:9px;height:9px;flex-shrink:0;margin-bottom:1px}.tc-logo__credit{color:#fff}.tc-header__cta{display:inline-flex;align-items:center;gap:8px;padding:9px 20px;border-radius:12px;background:transparent;border:1.5px solid rgba(255,255,255,.55);color:#fff;font-weight:600;font-size:14px;transition:background .18s ease,border-color .18s ease,transform .18s ease}.tc-header__cta:hover{background:#ffffff1f;border-color:#fffc;text-decoration:none;transform:translateY(-1px)}@media(max-width:767px){.tc-header__cta{padding:6px 12px!important;font-size:12px!important;border-radius:9px!important;min-width:0!important}}.tc-hero{position:relative;padding:72px 0 0;background:radial-gradient(ellipse at top right,rgba(255,168,0,.1),transparent 55%),radial-gradient(ellipse at bottom left,rgba(1,90,148,.1),transparent 55%),linear-gradient(180deg,#fff,#f6f9fc);overflow:hidden}.tc-hero__inner{display:flex;flex-direction:column;align-items:center;text-align:center;max-width:760px;margin:0 auto}@media(min-width:960px){.tc-hero{padding:80px 0 0}}.tc-eyebrow{display:inline-flex;align-items:center;gap:8px;padding:6px 12px;border-radius:999px;background:#015a9414;color:var(--tc-blue);font-size:13px;font-weight:600;letter-spacing:.02em;margin-bottom:20px}.tc-eyebrow__dot{width:8px;height:8px;border-radius:50%;background:var(--tc-orange);box-shadow:0 0 0 4px #ffa80040}.tc-hero h1{font-size:clamp(34px,5.4vw,56px);line-height:1.08;letter-spacing:-.02em;margin:0 0 20px;color:var(--tc-blue-dark);font-weight:800}.tc-hero h1 .tc-accent{background:linear-gradient(135deg,var(--tc-blue) 0%,var(--tc-orange) 100%);-webkit-background-clip:text;background-clip:text;color:transparent}.tc-hero p.tc-lead{font-size:clamp(16px,1.6vw,19px);color:var(--tc-muted);margin:0 0 28px;max-width:580px}.tc-hero__cta-row{display:flex;flex-wrap:wrap;justify-content:center;gap:14px;margin-bottom:32px}.tc-btn-primary{display:inline-flex;align-items:center;gap:10px;padding:16px 26px;border-radius:14px;background:linear-gradient(135deg,var(--tc-blue) 0%,var(--tc-blue-dark) 100%);color:#fff;font-weight:700;font-size:16px;border:0;cursor:pointer;box-shadow:0 16px 34px #015a9447;transition:transform .18s ease,box-shadow .18s ease}.tc-btn-primary:hover{transform:translateY(-2px);text-decoration:none;color:#fff;box-shadow:0 22px 42px #015a9457}.tc-btn-primary:focus-visible{outline:3px solid var(--tc-orange);outline-offset:3px}.tc-btn-ghost{display:inline-flex;align-items:center;gap:10px;padding:16px 22px;border-radius:14px;background:#fff;color:var(--tc-blue-dark);font-weight:600;font-size:16px;border:1px solid var(--tc-border);transition:background .18s ease,border-color .18s ease}.tc-btn-ghost:hover{background:#fff;border-color:var(--tc-blue);text-decoration:none;color:var(--tc-blue)}.tc-trust{display:flex;flex-wrap:wrap;gap:18px 28px;list-style:none;padding:0;margin:0 0 32px}.tc-trust li{display:inline-flex;align-items:center;gap:8px;font-size:14px;color:var(--tc-text);font-weight:500}.tc-trust svg{width:18px;height:18px;color:var(--tc-blue);flex-shrink:0}.tc-hero__visual{position:relative;display:none}@media(min-width:960px){.tc-hero__visual{display:block}}.tc-hero__card-label{font-size:13px;color:var(--tc-muted);font-weight:500;margin-bottom:6px}.tc-hero__card-amount{font-size:40px;font-weight:800;letter-spacing:-.02em;color:var(--tc-blue-dark);margin-bottom:4px}.tc-hero__card-amount span{font-size:18px;color:var(--tc-muted);font-weight:500;margin-left:4px}.tc-hero__card-meta{display:flex;gap:24px;padding-top:20px;margin-top:20px;border-top:1px solid var(--tc-border)}.tc-hero__card-meta div{font-size:13px}.tc-hero__card-meta strong{display:block;color:var(--tc-blue-dark);font-size:17px;font-weight:700;margin-bottom:2px}.tc-hero__card-meta span{color:var(--tc-muted)}.tc-hero__blob{position:absolute;z-index:1;border-radius:50%;filter:blur(60px);opacity:.5}.tc-hero__blob--orange{width:220px;height:220px;background:var(--tc-orange);top:-30px;right:-30px}.tc-hero__blob--blue{width:260px;height:260px;background:var(--tc-blue);bottom:-50px;left:-50px;opacity:.35}.tc-hero__card{position:relative;background:#fff;border-radius:28px;padding:28px;box-shadow:0 30px 80px #0b1f3a29;border:1px solid rgba(15,23,42,.06);z-index:2}.tc-hero__card:before{content:"";position:absolute;inset:-1px;border-radius:29px;background:linear-gradient(135deg,#015a942e,#ffa8002e);z-index:-1}.tc-hero__live-badge{display:inline-flex;align-items:center;gap:6px;padding:4px 10px;background:#015a9414;border-radius:999px;font-size:11px;font-weight:600;color:var(--tc-blue);letter-spacing:.02em;margin-bottom:12px;text-transform:uppercase}.tc-hero__live-dot{width:7px;height:7px;border-radius:50%;background:#22c55e;box-shadow:0 0 0 3px #22c55e40;animation:tc-pulse 2s ease-in-out infinite}@keyframes tc-pulse{0%,to{box-shadow:0 0 0 3px #22c55e40}50%{box-shadow:0 0 0 6px #22c55e1a}}.tc-trust-strip{background:#fff;border-top:1px solid var(--tc-border);border-bottom:1px solid var(--tc-border);padding:16px 0}.tc-trust-strip__inner{display:flex;flex-wrap:wrap;align-items:center;justify-content:center;gap:8px 32px}.tc-trust-strip__item{display:inline-flex;align-items:center;gap:8px;font-size:13px;font-weight:600;color:var(--tc-muted);white-space:nowrap}.tc-trust-strip__item svg{width:16px;height:16px;color:var(--tc-blue);flex-shrink:0}.tc-simulator-anchor{scroll-margin-top:80px}.tc-credit-warning{background:#fffbeb;border-top:1px solid #fde68a;border-bottom:1px solid #fde68a;padding:12px 0;text-align:center;font-size:13px;font-weight:600;color:#92400e;letter-spacing:.01em}.tc-credit-warning__icon{margin-right:6px;font-style:normal}.tc-taeg-legal{background:#fff;border-top:1px solid var(--tc-border);padding:20px 0}.tc-taeg-legal p{font-size:11.5px;color:var(--tc-muted);line-height:1.7;margin:0;max-width:900px}.tc-loader{display:flex;flex-direction:column;align-items:center;justify-content:center;padding:60px 20px;color:var(--tc-muted);font-size:15px}.tc-loader__spin{width:40px;height:40px;border-radius:50%;border:3px solid var(--tc-border);border-top-color:var(--tc-blue);animation:tc-spin .9s linear infinite;margin-bottom:16px}@keyframes tc-spin{to{transform:rotate(360deg)}}.tc-advantages{padding:110px 0;background:#fff}@media(max-width:768px){.tc-advantages{padding:64px 0}}.tc-section-header{text-align:center;max-width:720px;margin:0 auto 72px}@media(max-width:768px){.tc-section-header{margin:0 auto 40px}}.tc-section-header h2{font-size:clamp(28px,3.6vw,40px);line-height:1.15;letter-spacing:-.02em;color:var(--tc-blue-dark);margin:0 0 14px;font-weight:800}.tc-section-header p{font-size:17px;color:var(--tc-muted);margin:0}.tc-grid{display:grid;grid-template-columns:1fr;gap:20px}@media(min-width:640px){.tc-grid{grid-template-columns:repeat(2,1fr)}}@media(min-width:1024px){.tc-grid{grid-template-columns:repeat(4,1fr);gap:24px}}.tc-card{background:#fff;border:1px solid var(--tc-border);border-radius:20px;padding:28px 24px;transition:transform .2s ease,box-shadow .2s ease,border-color .2s ease}.tc-card:hover{transform:translateY(-4px);box-shadow:0 18px 40px #0b1f3a14;border-color:#015a9440}.tc-card__icon{width:52px;height:52px;border-radius:14px;background:linear-gradient(135deg,#015a941a,#ffa8001a);display:inline-flex;align-items:center;justify-content:center;margin-bottom:18px;color:var(--tc-blue)}.tc-card__icon svg{width:26px;height:26px}.tc-card h3{margin:0 0 8px;font-size:18px;font-weight:700;color:var(--tc-blue-dark);letter-spacing:-.01em}.tc-card p{margin:0;color:var(--tc-muted);font-size:15px;line-height:1.55}.tc-reassurance{padding:60px 0;background:linear-gradient(135deg,var(--tc-blue-dark) 0%,var(--tc-blue) 100%);color:#fff;position:relative;overflow:hidden}.tc-reassurance:before{content:"";position:absolute;inset:0;background:radial-gradient(circle at 80% 30%,rgba(255,168,0,.18),transparent 50%);pointer-events:none}.tc-reassurance__inner{position:relative;display:grid;grid-template-columns:1fr;gap:24px;align-items:center}@media(min-width:768px){.tc-reassurance__inner{grid-template-columns:1fr auto;gap:40px}}.tc-reassurance h2{font-size:clamp(22px,2.6vw,28px);margin:0 0 8px;font-weight:700;letter-spacing:-.01em}.tc-reassurance p{margin:0;font-size:16px;color:#ffffffd9;max-width:720px}.tc-reassurance__cta{display:inline-flex;align-items:center;gap:10px;padding:14px 24px;border-radius:12px;background:var(--tc-orange);color:var(--tc-blue-dark);font-weight:700;font-size:15px;transition:transform .18s ease,box-shadow .18s ease}.tc-reassurance__cta:hover{transform:translateY(-2px);text-decoration:none;color:var(--tc-blue-dark);box-shadow:0 14px 30px #ffa80052}.tc-faq{padding:110px 0;background:#fff}@media(max-width:768px){.tc-faq{padding:64px 0}}.tc-faq__list{max-width:820px;margin:0 auto;display:flex;flex-direction:column;gap:14px}.tc-faq__item{border:1px solid var(--tc-border);border-radius:16px;background:#fff;overflow:hidden;transition:border-color .2s ease,box-shadow .2s ease}.tc-faq__item[open]{border-color:#015a944d;box-shadow:0 12px 30px #0b1f3a0f}.tc-faq__item summary{list-style:none;cursor:pointer;padding:20px 24px;font-weight:600;font-size:16px;color:var(--tc-blue-dark);display:flex;align-items:center;justify-content:space-between;gap:16px}.tc-faq__item summary::-webkit-details-marker{display:none}.tc-faq__icon{width:24px;height:24px;border-radius:50%;background:#015a9414;color:var(--tc-blue);display:inline-flex;align-items:center;justify-content:center;flex-shrink:0;transition:transform .2s ease,background .2s ease}.tc-faq__item[open] .tc-faq__icon{transform:rotate(45deg);background:var(--tc-blue);color:#fff}.tc-faq__answer{padding:0 24px 22px;color:var(--tc-muted);font-size:15px;line-height:1.65}.tc-footer{background:var(--tc-blue-dark);color:#ffffffbf;padding:36px 0;font-size:14px}.tc-footer__inner{display:flex;flex-wrap:wrap;gap:16px;align-items:center;justify-content:space-between}.tc-footer a{color:#ffffffd9}.tc-footer a:hover{color:#fff}.tcf-page{display:flex;flex-direction:column;min-height:100vh;background:var(--tc-bg)}.tc-btn-ghost--sm{padding:10px 16px;font-size:14px;border-radius:10px;gap:8px;display:inline-flex;align-items:center;background:#fff;color:var(--tc-blue-dark);border:1px solid var(--tc-border);font-weight:600;transition:background .18s ease,border-color .18s ease,color .18s ease}.tc-btn-ghost--sm:hover{border-color:var(--tc-blue);color:var(--tc-blue);text-decoration:none;background:#fff}.tcf-main{flex:1}